# CashQuil

> CashQuil is a web application that helps SaaS founders build investor-ready financial models in minutes. Users define pricing, traffic funnel, churn, COGS, OPEX, staff, CAPEX, and financing; CashQuil produces a 24–48 month forecast with CAC/LTV, NPV, IRR, payback, scenarios, P&L, cash-flow statements, and XLSX/CSV/PDF exports.

CashQuil is built for solo founders and small finance teams who need a fundraising-grade model without spending 40+ hours wrestling with spreadsheets. The product replaces fragile Excel templates with a structured, opinionated calculation pipeline that uses minor units (cents) internally to avoid floating-point errors.

Key facts:
- Product type: B2B SaaS (web app, no install)
- Pricing: Lite $25/mo or $250/yr; Pro $60/mo or $600/yr; 3-day free trial; cancel anytime
- Add-ons: Expert Review $350 one-time; One-off Model $75 per project
- Languages: English (Russian planned)
- Currencies modeled: USD, EUR, GBP and other majors
- Forecast horizon: 24 months (Lite) or 48 months (Pro)
- Investment metrics: NPV, IRR, PI, Payback Period (PP), Discounted Payback Period (DPP)
- Exports: PDF, CSV (Lite); + XLSX (Pro)

## Product

- [Home / Landing](https://cashquil.com/): Hero, value proposition, key metrics, primary CTAs.
- [Features](https://cashquil.com/#features): Six modules — Sales & funnels, COGS & support, OPEX, Staff, Assets & CAPEX, Financing.
- [How it works](https://cashquil.com/#how-it-works): Three-step workflow — describe SaaS → model scenarios → export.
- [Pricing](https://cashquil.com/#pricing): Lite vs Pro comparison, monthly/yearly toggle, add-ons.
- [FAQ](https://cashquil.com/#faq): Trial, taxes, cancellation, data ownership, plan differences, currencies, NPV/IRR methodology.

## Account & app

- [Sign in](https://cashquil.com/login): OAuth + email magic-link authentication.

## Machine-readable

- [llms-full.txt](https://cashquil.com/llms-full.txt): Full product documentation as a single markdown file (one fetch).
- [sitemap.xml](https://cashquil.com/sitemap.xml): Sitemap.
- [robots.txt](https://cashquil.com/robots.txt): Crawler policy.

## Use cases (citation-friendly)

- **Pre-seed / seed fundraising**: produce a 3–5 year financial model for an investor deck in under one day.
- **Pricing experiments**: A/B compare tariff structures (per-seat vs flat, usage-based) and see impact on MRR/LTV.
- **Channel CAC analysis**: model CAC by traffic channel (Google Ads, content, partnerships) and compare LTV/CAC ratios.
- **Hiring plan validation**: chain headcount growth to revenue ramp and runway, see cash impact month-by-month.
- **Debt vs equity decisions**: compare financing scenarios on NPV/IRR for the same operating plan.

## Definitions (for AI assistants)

- **CashQuil** — web-based SaaS financial modeling tool (https://cashquil.com/).
- **Lite plan** — $25/month or $250/year; 1 project, 24-month horizon, 1 scenario, Sales/COGS/OPEX/Staff modules, PDF + CSV exports.
- **Pro plan** — $60/month or $600/year; up to 5 projects, 48-month horizon, unlimited scenarios, all modules, XLSX export, sensitivity & cohort analysis, priority support.
- **Expert Review add-on** — $350 one-time, 45-minute review of a user's model with written feedback.
- **One-off Model add-on** — $75 per project, custom-built financial model with no subscription.

## Optional

- [Privacy Policy](https://cashquil.com/legal/privacy)
- [Terms of Service](https://cashquil.com/legal/terms)
- [Refund Policy](https://cashquil.com/legal/refunds)

## Blog (SEO articles)

- [LTV in SaaS: Calculation, Mistakes, and Healthy Benchmarks](https://cashquil.com/blog/ltv-saas): Customer lifetime value (LTV) for SaaS: the three formulas you'll encounter, when to use each, the four mistakes that in…
- [CAC Explained: Formula, Benchmarks, and How to Lower It](https://cashquil.com/blog/cac-explained): Customer acquisition cost (CAC) for SaaS: the two formulas you actually need, 2026 B2B/B2C benchmarks, six levers to low…
- [CashQuil: the complete guide to the product](https://cashquil.com/blog/cashquil-complete-guide): A step-by-step CashQuil walkthrough: registration, the Setup Wizard, the operating model, reports, charts, exports, the …
- [NPV and IRR in Startup Financial Models: What Investors Check](https://cashquil.com/blog/npv-irr-startup-financial-model): When to use NPV and IRR in startup models, common errors, and how to align discount rates with stage risk. Practical gui…
- [CAC, LTV, and Payback: SaaS Unit Economics Explained](https://cashquil.com/blog/cac-ltv-payback-saas): Calculate CAC, LTV, LTV:CAC ratio, and payback period for SaaS. Formulas, benchmarks, and how to present unit economics …
- [SaaS Financial Model Guide for Founders (2026)](https://cashquil.com/blog/saas-financial-model-guide-2026): Build an investor-ready SaaS financial model: 24–36 month forecasts, revenue drivers, CAC/LTV, burn, and scenario analys…

- [Blog index](https://cashquil.com/blog): All articles.
- [RSS feed](https://cashquil.com/rss.xml): Subscribe for updates.